Well, looks like I have lost my battle with this rip-off / scam. I had reason to call the fraud dept of B of A the other day about something different and they the agent advised me that they had determined that my claim was valid, that it was a fraudelent claim / error and that I would receive credit back on my CC on the next billing.
Today I receive a statement from FIA Card Services that it was a valid charge and that I would not be getting any credit on this. Their statement:
"During our investigation we obtained additional information from the merchant(s). We found that the merchant(s) provided convincing evidence that I did engage in this transaction. The merchant(s) provided information which matches the home address, telephone #, or email address we have listed on your account."
Their is a 2nd page with a miniature copy of my request and a copy of a statement showing a merchant #, "payPal P2P with my name as "G Wells", (which I never go by), partial address (no space #), but a correct city, state, & zip.
Sorry for the rant, but 2-3 days after they tell me that my claim is valid, that it was a fraudulent charge, they send me a notice by mail that it was a valid charge, and that I am SOL. I will never again give away my CC# and I will pay by paper check, and they can ship whatever product then.
Now I need to go paper check on everything and change over from charging my CC#.
As Murphy's statement advises, "no good deed goes unpunished".
Naturally, I am with B of A, who else would let this go by unchallenged.