I can tell you this...some of the stories I have heard about Dave Husek is correct. I may use him. I got off the phone with him about 9:30 this morning and have actually had something going on, but he took the time to explain a lot of things AND did not rush. I was trying to get him to go by saying " I can call you back at another time", but he hung in there and started asking me questions about it. I can see why he has a great reputation from the start. I will probably use him.