I can help you get a new house with $0 down & $0 closing. I helped one couple get in thier home with bad credit(b paper) 0 down and 0 closing, and the house was 151,900. This was doing FHA 100% financing, getting the builder to give incentives and paying for a title policy. Send email if you want more information. Just though I would let the people know about this who are renting. You can stop throwing money out the window and start building equity. email if you want more info.