Who insures your turbo Buick?

[puregn]

Liberty Mutual, full coverage. I'm on my 3rd TR. Make sure they understand the model, ie. GN, not a Regal.

 

[mybuick]

state farm 400 for 6 months

 

[pkschul]

My GN is not on the road yet, but hopefully soon. I have Geico for my 98 Cavalier and 02 Saturn VUE... I was thinking of just adding the GN. Anyone have experience with Geico?

 

[jmidolo]

How appropriate it was that this thread just came up on the GNTType list. Pretty much reinforces what I've been saying in my posts above...just cause it sounds like a deal doesn't mean it is. Unfortunately, most poeople, like this guy won't find out how good of a deal it is until he went to put in a claim. Hope he makes out ok, but here's the post:


> On Apr 7 my 1987 T-Type was stolen. The claim adjuster from my insurance
> co., Mercury, told me that they don't use the Kelly Blue book to determine
> the value of the vehicle but use a software called CCC. Basically they try
> to find same or comparable cars in the database of local used car dealers.
> Since they did not find any 1987 T-Type they used the next 'closes thing'
> the 1988 2 DR Limited Coupe. Of course their value was between $1000 and
> $1800, so they graciously doubled that . They also invited me to find ads in
> my area about comparable cars. I did not find any T-Types for sale in the
> Los Angels area so I faxed them all the GN ads I could find. They called
> back and told me that they cannot use these ads because the T-Types are not
> comparable with the GN-s. Make the long story short we are going to
> arbitration.
> Did anyone have similar experience with an insurance co.?
> What would be best way to prove that the T-Types and the GN-s are
> comparable?
> Does anyone know a T-Type for sale in the Los Angeles are?
> Any help would be appreciated.

 

[puregn]

Try getting your company to use "Autosource" an automotive evaluation company". Mine used it for my GN when it was hit. My company originally used documentation I provided for comparison when my T-Type was stolen a few years ago. Now they use Autosource. Keep on them, stress the value of the T-type and good luck.

puregn

 

[jmidolo]

Not my car, I was posting a post that appeared on another board

 

[GN SBS]

Originally posted by jmidolo
I dont' believe that is correct, I do know that you are not suppose to use it for work, errands, that sort of thing...you will find that with ANY classic car policy. Which is why there is such a huge price difference between a classic vs. normal ins. policy

It is correct-- read the above quote:
"Futhermore, it is understood that physical damage coverage (collision/comprehensive) will not aply for the vehicle other than for hobby purposes. Hobby purposes is defined as exhibition, club activities, parades or other functions of public interest. Coverage will also not apply if the vehicle is used for racing, rallying or the participation in any speed contest or timed event."

I talked about this with 3 different Grundy agents-- if you're not using it for collector purposes you're hosed. No cruises just for the heck of it, trips to the store, etc... If you get hit they will want to know what club event or exhibition you are going to. It's great for true show cars, but not for daily drivers.

If you're thinking about it ask them to send you the binder and read everything, as the guy above did.

Most of the collector insurance places do not cover regular use, though you sometimes have to read the binder to find out. Ask very precise questions and it will usually come to light.

Scott

 

[jmidolo]

Was going to/from local mechanic..insert any name...not a problem. Long as you dont file a claim @ a local drag strip you're fine.