My car was broken into, and the theifs messed up quite a bit. I made a claim, and the insurance tried to tell me It was going to be close to a total loss according to blue book value, saying there was about 5k damage (the car needed to be painted also). Long story short, I told the insurance to research the vehicles actual value due to the fact that I had less than 5k miles on fresh motor/tranny, and the car was in good shape. The vehicle had a salvage title from a previous theft, and they ended up valueing it at 11k.
The blue book value that I was shown (the actual book) for my car in good condition with a CLEAN title was only 4700 dollars. Did you get 14k off the web site?