Well I wrecked my car today

[Pat Adkins]

It loked like this5 days ago
http://www.hpphoto.com/servlet/LinkPhoto?GUID=9e964cf9-70dd-4753-3f44-49665bfc7e77&size=
sorry to hear about your car

 

[1badTTA]

Originally posted by blackbuick87


I filed the claim and I dont have to pay my deductible which is cool, that saves $500. However I called the Buick dealer and he started talking about how hard to find some of the pieces will be. He says "The hardest part will be the hood. We may have to put a regular Regal hood on there"

I said oh no it HAS to have a turbo hood on it. I am going to give them a day or two to put an estimate together and see what they can find and what kind of estimate they put together. Then its my way or the highway

As far as the hood goes, of course it is going to be harder to find a turbo hood, that is why the estimate will be higher and the insurance company is going to pay more and every insurance company is charging more for insurance on the turbo regals than the NA regals. DUH, I can't believe they would tell you that.

 

[qwic87gn]

When my car ended up in a ditch, it wasn't nearly that bad. It took my body shop to finally convince my insurance not to total it. At that time it had around 20,000 miles on it, and it was only the two fenders buckled and the header panel cracked! It was mint before the wreck. I went ahead and had the whole car repainted out of my pocket. The cost for just the damage and paint for the damaged parts was around $3,800.

Good luck with yours.

 

[blackbuick87]

Well the dealer told me today they have found a front end off a GN out of state, and the insurance co. authorized the repair. In a couple weeks I should have a car again. Looks good so far

 

[GN ERGY]

WOW COOL, Good for you
Tarey D.

 

[ShouldofhadaV-8]

Don't fold to the insurance Co's.

I work in the insurance business. They work on documentation-documentation-documentation. Show them that this car falls under the "collectors" cars category and obtain documentation showing their true market value, also known as "actual cash value" or "ACV." Obtain this documentation from publications where people are selling the same year vehicle with similar mileage for more $$$ (preferably in your same geographical area). Ask the insurance company to show you the documentation they used to arrive at their assessment of your car's worth. I have seen people use items like the auto trader publications that taylor to their specific vehicle....like the sports car trader, antique car trader, etc. You get the idea. I remember the company I work for paying a guy $7500 for his 1965 Mustang which was a painted (piece of $h!t) bondo baby. The car was pure junk. That guy secured a bunch of different publications with comparable year/models showing much more value that the insurance company originally came up with, and was persistent.

Something else. If you are having the at-fault party's insurance company take care of your damages, they OWE you another Cotton, Precision or V1 or whatever intercooler you had on there. Don't think they owe you factory stock. They have to put you back where you were before the accident, no better, but no worse. That means, not a downgraded cheaper factory intercooler. Show them your receipts, or if you don't have them, ask them to have an independent expert appraiser who knows something about modified cars look at your car and confirm that your intercooler (or whatever their insured damaged on your car) is what you are telling them all along. You may have to pay for a qualified appraiser out of pocket if they don't want to provide one. Lastly, be prepared to sue their insured. When they see suit papers from your "Complaint" filed with the courts, they will take notice. Just be prepared to back your case up to the judge with as much documentation as you can to support your position, and you stand a good chance. They might even cave rather than spend the money and time to fight you in court. It's all a pain in the ass, but the car's worth it. Good luck.