I bought a 6.5 a couple of months ago. AFTER I bought it I found out that they are the underpowered diesels. The DMax is like driving a GN truck. A friend has a Cummins, and that has plenty of power. My 6.5? Not so much. But, supposedly they can be modded enough to bring them up to stock DMax power levels and safely. And like you said, they are cheap. I was wondering why they were so much cheaper than the other diesels out there. I found out why. It's a light duty engine. The others are considered medium duty. I paid just over $4k for a '96 1 ton dually extended cab. Not too bad I think.
With the right care, they will do what you want, provided you don't want it to do too much.
What I learned about them was that they started as the 6.2 NA, then they went to the 6.5 NA, then the turbo. That's like taking an NA gas motor and sticking a turbo on it. You can do it, but don't expect miracles. You are only going to get so much out of it before you need a broom and a shovel. By the way, I love mine, and with a few mods, it has really picked up,and I'm not even close to being done with it.
And definately check out dieselplace.com and dieseltowingresource.com. Lots of info on them.