State farm will insure your car at the appraised value. You take the car to their appraiser, they give you an appraisal, you turn the appraisal over to the insurance co, and they taylor the cost to insure to the stated value. I had a 1970 Chevelle SS396 appraised at $26,000 value, and cost was $13/month for classic car insurance. There was NO stipulations on mileage, or usage. No bull. PM me for details.