I need some advice. I'm hunting insurance for an 87 gn and it seems that due to my young age (20) I cannot find agreed value insurance. I hear that an agreed value policy is the best way to go, but since I can't get it, how does this stated value/actual cash value policy work? And is it any better than regular full coverage? I've heard that they can argue with you just as much on a stated/actual cash value as they can on regular full coverage. Is this true? I don't know anything about car insurance other than what my friends tell me and I can't trust them completely. So, what I'm really trying to ask here is what's the best way for me to keep from getting screwed in the event of a total loss if agreed value is out of the question?
Thanks for your time.
bob
Thanks for your time.
bob