Ouch.
I think that one is a goner. Definitely repairable, but the ins. company will probably total it. Mine wasn't nearly that bad when it was totaled in '97 - when book value was a lot higher. It had 84k miles on it when it was stolen and totaled. According to the insurance report, damage was $7,100. Book value was $8,900 which they paid to the then-owner of the car.
They had written a bunch of unneccesary stuff up, IMO. The thieves had pried the radio out and deformed the dash a bit. I beat it back into shape with a rubber mallet. You can't tell it was ever damaged. They wrote up a new dash and the labor associated with R&R. There was lots of stuff like that in the damage report.
Pics of the car in its wrecked condition are on my site.
I bought it and repaired it for around $5,600 total (including the cost of my uncle picking it up at auction, transporting it, etc.). Probably doesn't include a lot of little stuff I got, but that $ figure represented the bulk of it. So, if they do total it you could probably buy it back pretty cheap and fix it. It will always be a rebuilt total, though.
Good luck.
Oh yeah - on the racist thing. I'd make him change the URL, too. Doesn't it say "comic spics"?

Or maybe comics pics. I'm so stupid that I didn't even notice the capitalization on the initial post....
Jim