INSURE WITH A CLASSIC INSURANCE COMPANY!! don't mean to yell at you. there are some limitations to usage, storage and stuff, but not too restrictive. i pay $240 a year for 15,000$ coverage on the car and 100,000$ liability. i had to send pics of the car, and request the amount of coverage, which they usually agree to if it's not outrageous. and no, it doesn't have to have classic tags. your premiums will vary depending on the amount of coverage you want and where you live. Grundy World Wide- 1-800-338-4005.Good Luck