Just in case does dash have to be removed to bypass heater core?
No sir. Under the hood, there's two coolant hoses that look like they go into the fire wall on the passenger side. To bypass the heater core, you connect those two hoses together instead of to what they're currently connected to.
I'd do this only after you get the freaky sounds from the water pump addressed. If the water pump doesn't cure the problem, bypassing would be worth a shot. It's kind of a red-neck band aid (no offense to any red-necks out there - I happen to be one!!)