Who do you use for a Merchant Acct??

[KEVINS]

I am looking into getting a Merchant Account and I was wondering who some of you use for the services, how much you pay per month and is there anything specific that I need to be aware of? Something simple is all I need that will handle credit and debit cards.

TIA
Kevin

 

[TR Custom Parts]

Funny you should ask! Just started one a couple of weeks ago with authorizenet.com You have to go thru a reseller and I used these guys. http://www.MerchantPlus.com No setup charges and believe the fees are around $25 a month plus 2.29% on transactions and 25 cents per transactions.

I wanted to give my customers another choice besides Paypal which a lot of people don't like. It costs me more but hopefully more people will buy stuff.

Lot of paperwork to fill out but so far it is working great.

 

[KEVINS]

TTT..

Thanks Mark!
I'll check it out. Anybody else have a recommendation or info?

Kevin

 

[KEVINS]

Mark,
I am in the beginning stages of learning this and if I am correct I will need a "shopping cart" section and a "payment section". I have read that some services have the shopping cart as an extra cost then I still need the payment section. Did both of these come with the package or did you have to create the shopping cart yourself? I do my own web developing as I learn it so I am trying to figure out what I need to know. I am hoping to just link to a shopping cart section so I don't have to do any programming.

ks

 

[TR Custom Parts]

I am using this shopping cart. www.coolcart.com Real easy to work with and cheap. $120 a year for a small business like mine.

 

[Mike Licht]

Why don't you talk to your banker. They are usually more than happy to help and might be more competitive price wise. Also try Paymentech we have used them
Mike

 

[KEVINS]

Thanks, Mike. I just spoke with the bank this morning and it was going to cost me over $1000 to get set up with them including all the software they wanted to sell me.. What a joke that was..
I have also learned that some web hosting companies offer a free Shopping Cart so I'm checking into my host..

...still learning
ks

 

[ChrisCairns]

I went through Costco. 1.82% and .20 per transaction.

The fees add up fast if you're doing a high gross so shop around for the best.